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Pay N Kolay Integration Documentation

Your comprehensive guide for secure and fast payment integration

paynkolay virtual POS

Pay N Kolay is a comprehensive payment system developed for secure and fast online payment transactions. It offers various payment methods that can be easily integrated into your e-commerce sites.

🔒 Common Payment (by form)

Fill the form on your website and make the payment on Pay N Kolay’s secure page.

  • PCI DSS requirements are met by Pay N Kolay
  • Mobile compatible
  • 3D Secure support

View Details →

🔒 Common Payment (by link)

Fill the form on the backend and send the Pay N Kolay payment link to your website.

  • PCI DSS requirements are met by Pay N Kolay
  • Mobile compatible
  • 3D Secure support

View Details →

📱 Payment by Link

Payment link sending solution via SMS or email.

  • Quick link creation
  • SMS/Email integration
  • Mobile compatible

Learn Link Creation →

⚡ API Integration

API integration if you want to use your own payment form.

  • Full control and customization
  • RESTful API

API Documentation →

Test your transactions in the test environment before starting integration:

SX Token:

118591467|bScbGDYCtPf7SS1N6PQ6/+58rFhW1WpsWINqvkJFaJlu6bMH2tgPKDQtjeA5vClpzJP24uA0vx7OX53cP3SgUspa4EvYix+1C3aXe++8glUvu9Oyyj3v300p5NP7ro/9K57Zcw==

SX List Token:

118591467|bScbGDYCtPf7SS1N6PQ6/+58rFhW1WpsWINqvkJFaJlu6bMH2tgPKDQtjeA5vClpzJP24uA0vx7OX53cP3SgUspa4EvYix+1C3aXe++8glUvu9Oyyj3v300p5NP7ro/9K57Zcw==|3hJpHVF2cqvcCZ4q6F7rcA==

SX Cancel Token:

118591467|bScbGDYCtPf7SS1N6PQ6/+58rFhW1WpsWINqvkJFaJlu6bMH2tgPKDQtjeA5vClpzJP24uA0vx7OX53cP3SgUspa4EvYix+1C3aXe++8glUvu9Oyyj3v300p5NP7ro/9K57Zcw==|yDUZaCk6rsoHZJWI3d471A/+TJA7C81X

Merchant Secret Key:

_YckdxUbv4vrnMUZ6VQsr

Use test cards to test your integration.

Learn hash calculation methods for secure communication.

🔐 Security

  • TLS 1.2+ required
  • Hash verification system
  • 3D Secure support
  • PCI DSS compliance

🌐 Multi-Environment

  • Test environment available
  • Production environment support
  • Monitoring tools

💰 Payment Options

  • One-time payments
  • Installment payments
  • Refund transactions
  • Cancel transactions

🔄 Integration

  • API integration
  • Form integration
  • Fast integration
  • ✅ Credit card payments (Visa, Mastercard, Troy, American Express)
  • ✅ 3D Secure authentication
  • ✅ Installment payment options
  • ✅ Card storage and reuse
  • ✅ Refund and cancel transactions
  • ✅ Recurring payments
  • ✅ Pre-authorization
  • ✅ SMS/Email notifications
  • TLS: Minimum version 1.2
  • Encoding: UTF-8
  • Format: JSON/Form-data
  • Protocol: HTTPS required

For issues encountered during the integration process:


For questions about Pay N Kolay integration, you can contact our technical support team.