⭐ In its February issue, PSM captured a snapshot of the sector with 25 fintech leaders! Here are the insights from the leaders who contributed to this special report;
Haluk Yum, General Manager of Pay N Kolay “Collaboration between fintechs and banks will grow stronger in 2026”
📌 We can evaluate 2025 not only as a year of growth but also as a year in which the sector redefined itself, entered a maturation process, business models became clearer, and scalable solutions came to the forefront. Despite experiencing some turbulence, we left behind a year where strong new players entered the market and significant volume thresholds were crossed. We can say that our sector is now in the transition phase toward a period of maturation. As Pay N Kolay, we increased our volume by approximately 240 percent compared to the previous year while continuing to deepen our sector-based presence. We increased the number of our products capable of meeting the omnichannel needs of commercial businesses. We made significant contributions to the customer shopping experience with solutions such as "Exceptional Payment" and in-aisle payments.
📌 In 2026, we will see new technologies become more decisive in the areas of fraud prevention, risk analysis, and customer experience. Furthermore, it is indisputable that the sector will need to focus more heavily on regulatory compliance. With the maturation of open banking, integrated and scalable platform models that also encompass cross-border payments will come to the forefront. It will be a year where we will feel the need for collaboration between the fintech and banking sectors even more deeply.
📌 Our emphasis on an integrated and smart platform where businesses can manage their payment and financial processes from a single point continues. By deepening our advanced data analytics and RPA-supported security, risk analysis, and reporting solutions, we aim to offer businesses a faster, more controlled, and more efficient financial management experience. On the other hand, we attach great importance to expanding the culture of collaboration with our stakeholders, which is also crucial for competing globally. Our sector may decelerate from time to time, but we have no doubt that its share within the payment systems world will increase day by day.